If you are dealing with a drug or alcohol problem, you’re probably thinking about how you can pay for treatment services. As long as you have health insurance, you should have some type of coverage. Even if it’s not much, health insurance can still help reduce your out of pocket costs. 

For some people, they notice that they have UMR and a UnitedHealthcare insurance policy. UMR is a third-party administrator in contract with your employer. Since UMR coverage is typically UnitedHealthcare insurance, you receive the plans and benefits of this insurance. 

Take the first step in seeking addiction treatment services by contacting Forward Health in Ohio. We’ll verify your benefits directly. In the meantime, here are five things to know about UMR insurance coverage. 

1. UMR is a third-party administrator, NOT an insurance company. 

UMR is not a health insurance provider itself. It’s a third-party administrator that processes claims, pays for services and helps members like you manage their benefits. This is done on behalf of various insurers who offer group health policies. When UMR services are utilized, self-funded insurance plans can be better managed, helping people get the most out of their medical insurance. 

2. There are over 3,000 health care providers in the UMR third-party network. 

There is no shortage of health care providers in the UMR network. Whether you need treatment for a substance use disorder, a mental health disorder or something else, UMR has a provider who can help. In fact, UMR recognizes the need for fair coverage and understands the importance of high quality rehabilitation services. 

3. UMR works closely with UnitedHealthcare. 

UMR is now a part of the UnitedHealthcare Company. This means that it works closely with the insurance company to create programs that benefit both parties. No matter which policy you have, you can expect worldwide emergency coverage and prescription medication coverage. Preventive care is also covered at 100 percent when received in the UnitedHealthcare Choice Plus network. 

4. As a UMR member, you’ll have access to most, if not all, rehabilitative services. 

Most people who have UMR are very satisfied with their behavioral health benefits. As a UMR member, you’ll likely have access to medical detox centers, inpatient treatment, intensive outpatient treatment, partial hospitalization and outpatient programs. This means that you can get a full continuum of care that supports all of your needs. 

5. Forward Health works with UMR and UnitedHealthcare coverage. 

Forward Health in Ohio will perform a full review of your health insurance benefits. This is free and no obligation – we are here to help! Our admissions team will determine what types of rehab services you have coverage for and calculate what you can expect to pay out of pocket. Our treatment services are affordable and comprehensive – we will get you on the path to sobriety! 

To verify your coverage and take the first step to getting sober, contact Forward Health today.